10 Places to Pay Monthly for Designer Handbags

Published January 19, 2021
Woman with credit card and tablet

Pay monthly designer handbags installments as a way to receive designer handbags without having to save up or charge credit card. When you know the places that provide payment alternatives for designer handbags, you can add to your purse collection a lot faster and easier.

Pay Monthly Designer Handbags With 10 Alternatives

Gucci, Michael Kors, Louis Vuitton are just a few handbag designers that offer monthly payment options. You can explore a list of these designers and other places to decide which one(s) is right for you. Some retailers also offer a buy now, pay later plan.

1. Afterpay to Pay on Time

Afterpay offers you a way to pay on time. There is no credit check, and you will receive an instant decision about your approval. You will set up an account and you can then use Afterpay for your payment method at checkout. Afterpay is interest free; however, you will be charged late fees if you miss your scheduled payment.

2. PayPal Credit

PayPal Credit offers you a reusable credit line for online shopping. You can receive six months special financing on any purchase of $99 or more. When you apply, you receive an instant decision. Your purchase is interest free if you pay the balance within six months. You're required to make a minimum monthly payment that may be less than what is required to payoff your loan within the six month period.

3. Pay in 4

In 2020, PayPal implemented a new buy now, pay later program for purchase of $30 to $600. The Pay in 4 plan offers customers a plan for making four installments over a six-week period. There are no interest or fee charges. For existing PayPal customers, this feature appears on the PayPal wallet option as Pay in 4.

4. Quadpay Option

Quadpay option is a buy now, pay later opportunity. You can split your designer handbag purchase (and other types of purchases) into four installments spread out over a six-week period. You can choose Quadpay with any retailer that accepts Visa. You will apply one time for Quadpay approval that won't impact your credit rating. You won't be charged any interest, but you may incur late fees if you miss a scheduled payment.

5. Home Shopping Network (HSN)

The Home Shopping Network (HSN) features selected designer handbags and others with the offer of a two to five payment plan. You can indicate this option at the time of checkout and select if you want to purchase using a two, three, four, or five payment plant. You'll need a credit or debit card to be charged each month.

6. Neiman Marcus Affirm Payment Plan

You can make handbag purchase at Nieman Marcus and participate in a buy now, pay later plan. Signing up for Affirm won't impact your credit score. There's no interest or late fees. You can use your debit card or if you prefer, a credit card. Once approved, you'll make payments every two weeks for a total of four payments that are interest free. You will be required to make a down payment when you sign up. This is similar to a layaway plan, only you get to enjoy your purchase immediately. There are instances where your purchase may make you eligible for a 36-month repayment plan. The 6-month Equal Payment Plan is another plan for when you spend $1,000, you can sign up for equal payments for six months.

7. Oscar de la Renta, Buy Now, Pay Later

You can make buy now, pay later purchases at Oscar de la Renta. You have the option of three payment plans. You can either pay for your purchase with a 3, 6, or 12 month payment plan at Oscar de la Renta.

8. DooneyPay for Dooney & Bourke

Dooney & Bourke offers DooneyPay on selected items. You can make four payments that are interest free on select items that are in-stock and cost over $100. DooneyPay is available at the time of checkout for these qualifying products. You must provide a credit or debit card for the installments. Your card will be charged every 30 days over the next four months. The first installment will be charged at the time your order is shipped.

9. Rent to Own Designer Bags With Rent Delite

Rent Delite offers rent-to-own designer handbags. Once you select the handbag you want, you'll need to complete an application and receive an instant response. You will provide a credit/debit card that will be charged each month for 12 months. At the end of the 12 months, you own the handbag. You are limited to one handbag per rental, but can pay off the handbag early if you wish. There is no interest charged. You must be 18 years old, have proof of income or job, and a credit/debit card.

woman using tablet computer

10. Does Gucci Offer Payment Plans?

Yes. Gucci offers payment plan that can be accessed on the Gucci website. The House of Gucci has a partnership with Affirm that allows customers to tailor their monthly payments to fit their budget and needs.

Buy Now, Pay Later Gucci

You can buy now, pay later at Gucci as an alternative to charging Gucci handbags on your credit card. You receive your order and make payments through Affirm.

How the Gucci Payment Plan Works

At checkout, you'll select the Affirm option. You'll be taken to a page where you'll complete the requested information. Once you're approved and have selected your payment plant options, your order will be processed, and you'll receive your purchases. You will make regular payments over time until you've paid for your handbags in full.

Does Michael Kors Handbag Offer Pay Monthly Plan?

Michael Kors offers several ways to pay for your purchases. You can pay via credit card, debit card, PayPal or Apple Pay. Michael Kors doesn't offer a monthly payment plan. However, if you purchase Michael Kors handbags from Neiman Marcus, you can use the Neiman Marcus Affirm payment plan.

Can You Make Monthly Payments On Louis Vuitton?

No. You cannot make monthly payments on Louis Vuitton.

Does Louis Vuitton Accept Afterpay?

No. Louis Vuitton doesn't accept Afterpay. You can make payment with a credit card, debit card, Apple Pay, or PayPal.

Ways to Pay Monthly for Designer Bags

There are many ways you can pay monthly for designer bags. You can look over each method for payment of designer bags and decide which one is best for your circumstances.

10 Places to Pay Monthly for Designer Handbags